Midwest Professional Insurance

Our plan to protect you during flood season- talk to us!

by Felisha McDougald on Apr 16, 2020

By failing to prepare, you are preparing to fail.

Check your address HERE What's your risk, get a quick quote.

Flood Insurance: Q & A 

How Much Does It Cost?

Flood protection with the government-run National Flood Insurance Program (NFIP) starts as low as $15/month. Currently, there are around 60 insurance companies that sell the NFIP flood product. The price is standardized across all insurance companies and is set by the Government.

What Factors Will Affect Your Premium?

The price you will pay for flood insurance will depend mainly on the following factors:

  • Flood risk zone where your building is located
  • Occupancy Type (one family house, two family house, three-four family house, single-family condo unit) Use (residential vs. commercial)
  • Residence (primary residence vs. secondary home)
  • Foundations (slab on grade, basement, crawlspace, elevated, etc.)

Find out your estimated flood insurance premium in 30 seconds with our quote tool.


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